Did you know that medical insurance has more claims than any
other single type of insurance in NZ For a couple with 1
child it can cost less than a SkyTV subscription?

SpeechBubblesFirst you will talk with your adviser, they’ll take you through a comprehensive consultation that will determine what type of cover will best meet your needs. There is no obligation, and we’re available throughout the process to answer any questions.

SpeechBubbleThumbsUpWe then make a formal recommendation and support you through the decision making process.

CheckStickerOnce the very best cover is found, we continually work with you to review and ensure your cover remains the best choice for you.

Personal Life, Risk & Medical

This insurance is perhaps the most important insurance protection available, protecting what’s important in you. Health insurance is important, being uninsured means you will receive less timely care and can have worse outcomes. Life insurance ensures that your family is not put under financial burden in the wake of an untimely death.

 

Personal Insurance Cover Offered:

 

  • Life Cover
  • Trauma Cover
  • Total & Permanent Disability
  • Income Protection
  • Mortgage Protection
  • Private Medical Protection

Business Life & Risk

While it’s the norm to insure your business assets, such as plants and equipment, Commercial or Business insurance protects the most important asset for your business – your people. A large proportion of self employed people pay the incorrect ACC levy. Correcting this payment is just one of the ways that PBS can assist in helping to protect your business.

 

Business Life & Risk Cover Offered:

 

  • ACC Structuring
  • Business Ownership Protection
  • Key Person Protection
  • Business Debt Protection
  • Owner’s Loss of Income
  • Succession Planning